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Famous People Who Failed to Plan Properly
It’s almost impossible to overstate the importance of taking the time to plan your estate. However, a 2017 survey from Caring.com estimates only 42 percent of American adults have a will or estate p...
COLA Limits for 2019
The Internal Revenue Service and the Social Security Administration have announced the cost of living adjustments (COLA) applicable to dollar limitations for retirement accounts and the Social Secu...
What’s Your Risk Tolerance?
Investing always involves a degree of risk. If you plan to buy securities such as stocks, mutual funds, ETFs, or bonds, it is important to realize you could lose some or all of the money you invest. F...
Meet Bre Smith
Bre Smith is an administrative associate who supports the trust administration side of HTC. She is the most recent addition to HTC, and we are excited to have her on the team. Tell us about yourself. ...
Will Medicare alone be enough to cover my healthcare needs in retirement?
No. Medicare coverage comes with deductibles and significant co-payments or coinsurance costs for many types of treatments, including hospitalizations. Typically, the deductible amounts are increased ...
Team News and Honors
Steve Halverson, Chairman of the Board, was installed as the International Director for District 4 of the Sons of Norway at the International Convention in Bloomington, Minnesota, this past August....
Office Remodeling Project Complete
If you stopped by Heartland Trust Company this summer, you probably saw our mess. Our office underwent a full remodel, adding new carpet, paint, building updates, and several new offices to accommodat...
How often should I review my estate plan?
Although there is no hard-and-fast rule about when you should review your estate plan, the following suggestions may help: You should review your estate plan immediately after a major life event. You&...
A Simplified Mission
Our mission statement is clear and simple: “to provide a lifelong commitment to the well-being of those we serve.” Living out the spirit of that mission is more complex. As a trust company, we off...
2018 Year-End Individual Tax Planning Guide
The end of the year is coming soon, which means it’s time to make any changes that might affect your 2018 taxes. The material below has been prepared for informational purposes only. All decisions r...
Upgrades to Your Online Account
We wanted to follow up on some information you may have received earlier this summer. If you have a trust, agency, IRA, or investment account with Heartland Trust Company, you have the ability to acce...
How can I crack down on robocalls?
You may not mind a robocall if it provides a helpful announcement from your child’s school or an appointment reminder from a doctor’s office. But sadly, criminals often use robocalls to collect co...