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Ordering Your Affairs
Ole bravely took the news From his old M.D.. The doctor hemmed & hawed a bit, Then said, “Just look at me. I’ve been your friend these many years And this is what I see....
401(k) Limits for 2018
It’s not too early to review how to make the most of your retirement contributions in 2018. Below you will find a table that shows the contribution limits for retirement accounts. It is for informat...
Meet Kristen Grove
Kristen Grove is an administrative associate who primarily supports retirement services. She enjoys spending time with her family and friends and her spare time is occupied with a multitude of hobbies...
Team News and Honors
Jan Nelson, Trust Officer, was installed as a board member of the Red River Estate Planning Council earlier this summer. Congrats! Red River Valley Estate Planning Council Brian Halverson, President,...
Keeping Things Personal
In a world that is becoming faster all the time, there is a tendency to lose a sense of connection or personal interaction. For example, the personal banking industry makes it easy for us to forgo a v...
Meet Michelle Hoppe
Michelle Hoppe is an administrative associate who primarily supports personal trusts. She enjoys spending time with her family and friends. Early morning coffee dates are her favorite.
Below she sh...
Self-Trustee vs. Corporate Trustee for Your 401(k) Plan
Early in my career, I attended a three-day training in the Twin Cities for 401(k) plan administration. I met my niece one evening for dinner and she was shocked to hear that it took three days to trai...
Charitable Contributions from IRAs
<p>When planning your IRA withdrawal strategy, you may want to consider supporting a favorite charity with tax-free contributions from your IRA. These contributions are known as qualified charitable d...
Don’t Let Emotions Swing with the Markets
<p>It’s no secret that investing is an emotional process. Markets swing and news organizations take full advantage to pump their ratings and incite fear, oftentimes without fully understanding the e...
What are catch-up contributions?
<p>If you are 50 or older, or you will reach age 50 by the end of the year, you may be able to make contributions to your IRA or employer-sponsored retirement plan above the normal contribution limit....
Meet Denise Lies
Denise Lies is a senior administrative associate who primarily supports retirement plan administration. She enjoys cheering on her teenage sons and spending time on the farm where she grew up. Below s...
Are 529 college savings plans a good way to save for college?
Yes, they can be an excellent way to save for college. College savings plans are established by states and typically managed by an experienced financial institution designated by the state. Each plan ...