Unequal Inheritance: Aspects to Consider
All families have their own dynamics. Some families have children who fall into similar levels of economic stability, while some families have children who are all unique and have a wide range of financial and personal success that result in different abilities to care of themselves and their families in the way they may have […]
HTC Team News and Honors
Our team wrapped up our 2022-23 United Way Campaign with a great event featuring taco in a bag, a dunk tank and lots of laughs. Thanks to our brave dunk tank victims: Brian Halverson, Dustin Sobolik, Jana Samek, Jon Benson, Mary Fridgen, and Naomi Schempp! This fall, HTC team members enjoyed an old-fashioned picnic complete […]
Meet Jace Gilleshammer
Jace Gilleshammer is our IT Coordinator. He recently returned to the Fargo area and we are excited that he is part of our Heartland Trust team. Tell us about yourself. I was born in Grafton, North Dakota, and spent my schooling years here in north Fargo. A few years after high school I moved to […]
Benefits of Financial Planning
When it comes to your personal financial well-being, a financial plan is an invaluable tool to have. A good plan will give you a detailed view of your assets and debts, cash flow, and the protections on the life and property within the plan. While it might seem like an overwhelming process at first, the […]
How and Why
Heartland Trust Company has served our clients for over 32 years. WOW! And we are just gettingstarted! It has been an exciting few months at Heartland. Our staff is growing and we are thrilled aboutupcoming advancements to our business. We will have more to share in our next newsletter.
Sticker Shock: Creative Ways to Lower the Cost of College
Even with all of your savvy college shopping and research about financial aid, college costs maystill be prohibitive. At these prices, you expect you’ll need to make substantial financialsacrifices to send your child to college. Or maybe your child won’t be able to attend the collegeof his or her choice at all. Before you throw […]
Practical Investment Considerations for Nonprofit Foundations and Endowment
Full disclaimer: this article is not all encompassing. You could write a long book on foundation and endowment investment management. This is a collection of thoughts and opinions about what I think foundation and endowment boards should consider. If you’ve ever met me, you know I’m both opinionated and long-winded. So, if you serve on […]
HTC Team News and Honors
Our team had a Kentucky Derby party in May. Gary Hanson received a prize for bestdressed and Lori Theis received one for best fascinator (hat). Several employees attended the FMWF Chamber event featuring Mel Robbins. JillMcAndrew and Michelle Hoppe were able to meet her as well. We held a school supply drive and donated to […]
Meet Abby Kruse
Meet Abby Kruse Abby Kruse is a local high school English teacher who helps with projects around the office thissummer. She and Ethan Linder, Administrative Associate – Personal Trusts, are planning their weddingin September 2023.
Lifetime Income Disclosure Regulation
Your 401(k) plan statement will look different in the near future. Why? A new regulation included in theSECURE Act, which was passed in December 2019, amended Section 105 of the Employee RetirementIncome Security Act.
