Living For Today, Planning For The Future
Too often, the words “planning for your future” lead only to a conversation about retirement. In reality, the challenge we all face is balancing how to meet long-term financial goals with today’s expenses. Yes, you should participate in your employer’s retirement plan, and you should have an emergency fund, but how do you do that […]
Planning for Earned Income in Retirement Adapted from Broadridge Investor Communication Services
Adapted from Broadridge Investor Communication Services If you’re like a lot of people, retirement won’t be the world of gardening, golfing, traveling, and tennis you once envisioned. Rather, retirement will mean relaxing and working. Maybe you’ve retired from your “regular” job and started a business, or perhaps you want to work part-time to stay busy. […]
Is a Trust Right For You?
We have all heard the horror stories about families being torn apart after their parents pass away. Brothers, sisters, and long-lost family members who have spent years in court fighting over land, money, family heirlooms – big and small – and more. There will never be a family Christmas or birthday celebration together again. This […]
HTC Team News and Honors
Jennifer Johnston and Missy Zarak attended the Lady Boss retreat in Nisswa, Minnesota, in early March. Ethan Linder, Jennifer Johnston, Kevin Wangen and Lori Theis participated in the annual Bowling for Kids event sponsored by Big Brother Big Sister.
Meet Kevin Wangen
Meet Kevin Wangen Kevin Wangen is the wealth management associate at HTC. He holds a finance degree from North Dakota State University, from where he graduated on the same day he got married. Tell us about yourself I was born in Langdon, North Dakota, and my family moved to Harvey, North Dakota, when I was […]
What is My Net Worth?
You probably know what net worth means, but do you know what your net worth is? Knowing this number can help you get a better picture of your financial situation. Remember: this number represents one moment in time, as your financial health is always changing. Simply stated, your net worth is the total of assets […]
Finding Balance
Brian Halverson – President When you match a strong work ethic with a society that doesn’t promote balance, a person can get lost in the day-to-day grind of trying to keep up. Without balance, something always suffers, whether it’s work or family. Or maybe you are present, but nothing gets the full attention it should. […]
All About Credit Scores
Adapted from Broadridge Investor Communication Services It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it’s important to know how […]
Retirement Plan Limits for 2022
Jana Samek, Retirement Services – Relationship Manager The Internal Revenue Service (IRS) has set inflation-adjusted limits for IRAs and company-sponsored retirement plans for 2022. While some of the contribution limits have remained the same, other limits have changed. The basic salary contribution limit for a 401(k) and similar company sponsored retirement plans went up to […]
HTC Team News and Honors
HTC held our annual staff retreat in January at the Plains Art Museum. During this event, we review the previous year and provide expectations for the future.
