- All
- Business Services
- Financial Planning & Investments
- HTC Updates
- Trust & Estate
HTC Team News and Honors
HTC held our annual staff retreat in January at the Plains Art Museum. During this event, we review the previous year and provide expectations for the future....
Meet Renee Hobbs
Meet Renee Hobbs Renee Hobbs is an administrative associate for trust and personal accounts at HTC. Tell us about yourself. I grew up in the small town in south-central North Dakota and graduated from...
What is a SIMPLE IRA Plan?
Shara Fischer, Wealth Management Officer Heartland Trust offers two of the most common types of employer-sponsored retirement plans: 401(k) and SIMPLEs. Both types of plans have many of the same featu...
Endurance
Brian Halverson – President One of the most legendary expeditions was led by Sir Ernest Shackleton from 1914-1916. On a ship rightfully named Endurance, he led a journey known as the Imperial Tr...
Should You Pay Off Your Mortgage or Invest?
By Dustin Sobolik, CFP® – Investment Officer One question I’m often asked by clients is what to do with excess savings. Should they invest it or pay extra on their mortgage? I’m going to fr...
401(k) Loans: How Do They Work?
By Jana Samek, Relationship Manager – Qualified Plans Having access to a 401(k) plan through your workplace is a wonderful thing. Over half (56%) of US employers offer this employee benefit. If you ...
HTC Team News & Honors Q4 2021
Jan Nelson again served on the YWCA Cass Clay Chocolate Fantasy planning committee. This event benefits the YWCA Emergency Shelter for women and children in need. Special thanks to the other volunteer...
Meet Lori Theis
Meet Lori Theis Lori Theis is a compliance associate at Heartland Trust. She makes sure all reports are filed, boxes are checked, and everything is compliant with the regulations and standards HTC mus...
Choosing a Beneficiary for Your IRA or 401(k)
Adapted from Broadridge Investor Communication Services Choosing a Beneficiary for Your IRA or 401(k) Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other...
Grateful
As you read this quarter’s newsletter, you will notice many exciting changes going on at Heartland Trust. After 31 years leading the operations, compliance, and HR departments at Heartland, Sheryl B...
Comparing Compensation
If you’re considering a job change, salary is one important factor. But it’s also vital to look past the salary and study the total benefits package. Benefits offered by employers can vary greatly...
When Does an Estate Go Through Probate?
Whether you have a last will and testament or not, your estate may have to go through the probate process. Probate is the legal process to administer and settle the estate of an individual who has pas...