From Every Direction

By Brian Halverson, President

In a world where headlines bombard you from every angle, it is easy to feel overwhelmed. From multiple ongoing overseas conflicts, the federal deficit increasing, to inflation and interest rates, there is no shortage of complex issues vying for our attention. Not to mention it is an election year, which always adds an extra layer of complexity.  

At Heartland Trust, we understand the importance of cutting through the noise. We diligently sift through the headlines and focus on the key metrics that truly matter. We do this so we can make solid recommendations to those who have entrusted us. Our Investment Committee, led by Dustin Sobolik, is constantly monitoring, stress-testing, and evaluating our investment strategies to meet the specific needs of our clients.   

To complement our investment models, I wanted to highlight a few strategies we have been implementing. 

1. Asset Location: This is great for clients with a Traditional IRA and a Roth IRA and/or after-tax investment account. 
2. Direct Indexing: Using this solution helps us take advantage of capital losses to offset capital gains in an after-tax investment account. 
3. Private Investments: We have been able to partner with leading alternative investment companies to offer investments in different private asset classes, such as real estate, equity, and infrastructure. Dustin sheds light in this quarter’s newsletter on private infrastructure and the opportunity it can provide over the next few years. 

Trust companies are not typically known for thinking outside the box when it comes to investing, but you may be surprised at what goes on behind the scenes here at Heartland Trust Company. If you’d like to learn more about these strategies or how we think about investing, feel free to reach out and talk to one of our professionals. We’d be happy to sit down and have a conversation with you.