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HTC Team News and Honors
• Our team continues to grow. We are excited to announce the following promotions and new hires. Jana Samek was promoted to Director of Retirement Services. We recently welcomed two new employees to...
Meet: Tim Rensch
Tim Rensch joined us in July as our Retirement Services Relationship Manager. He likes to spend time outside and read – and he’s already become a valuable part of our team. Tell us about yoursel...
2022 Market Review and Outlook for 2023
The economic and investment landscape for 2022 was memorable – and not in the way most of us want to remember. Despite the increased optimism from investors as we rolled into 2022, the S&P 500 f...
On a Mission
Most businesses have a mission statement that guides them in their day-to-day responsibilities and directs their decision-making process. Think of it as how a business speaks to the purpose and unders...
Year-End Tax Planning
Adapted from Broadridge Investor Communication Services As the end of the year approaches, it’s time to consider strategies that could help you reduce your tax bill. But most tax tips, suggestions, ...
Unequal Inheritance: Aspects to Consider
All families have their own dynamics. Some families have children who fall into similar levels of economic stability, while some families have children who are all unique and have a wide range of fina...
HTC Team News and Honors
Our team wrapped up our 2022-23 United Way Campaign with a great event featuring taco in a bag, a dunk tank and lots of laughs. Thanks to our brave dunk tank victims: Brian Halverson, Dustin Sobolik, ...
Meet Jace Gilleshammer
Jace Gilleshammer is our IT Coordinator. He recently returned to the Fargo area and we are excited that he is part of our Heartland Trust team. Tell us about yourself. I was born in Grafton, North...
Benefits of Financial Planning
When it comes to your personal financial well-being, a financial plan is an invaluable tool to have. A good plan will give you a detailed view of your assets and debts, cash flow, and the protections ...
How and Why
Heartland Trust Company has served our clients for over 32 years. WOW! And we are just gettingstarted! It has been an exciting few months at Heartland. Our staff is growing and we are thrilled aboutup...
Sticker Shock: Creative Ways to Lower the Cost of College
Even with all of your savvy college shopping and research about financial aid, college costs maystill be prohibitive. At these prices, you expect you’ll need to make substantial financialsacrifi...
Practical Investment Considerations for Nonprofit Foundations and Endowment
Full disclaimer: this article is not all encompassing. You could write a long book on foundation and endowment investment management. This is a collection of thoughts and opinions about what I think f...