Investment Year in Review for 2019
The year 2019 was a solid one for investors. A year after one of the worst fourth quarters since the Great Recession, stocks rebounded to close 2019 with several major indexes reaching record highs. During the year, investors faced a yield curve inversion for the first time since 2007, a slowing economy, and a constant […]
Meet Missy Zarak
Meet Missy Zarak Missy is an administrative associate working in the personal trust area. She provides excellent service to clients with trust, agency, and IRA accounts. She has over 30 years of experience in the trust business and has served many clients over the years in various roles. Tell us about yourself. I was born […]
HTC Team News
In December, the Heartland Trust team made tie-blankets to donate to the YWCA.
Be Present; Be Great
After my grandmother’s funeral in early August, the message from Pastor Corey Bjertness stuck with me: “Achieving meaningful greatness comes from having good character and consistently being present.” In our family life, meaningful greatness is not achieved by working long hours so your kids can have the fanciest toys or electronics. In our work life, […]
Agent for Trustee: Another Service Heartland Trust Provides
If you’ve been named as an individual trustee, it’s often considered an honor. However, you now have significant responsibilities to the current and future beneficiaries of the trust, which may feel overwhelming. Some of your duties as a trustee are to administer the trust in accordance with the terms of the agreement, invest the trust […]
Why You May Need a 401(k) Investment Policy Statement
No matter how business savvy you are, choosing how to invest your money can be tricky. If you are a business owner who sponsors a retirement plan, this becomes even more worrisome because you are expected to choose investments to offer your employees. While it is possible to divest yourself from some of the risk […]
What Are the Warning Signs of Financial Scams Targeting Older Individuals?
If you or someone you know has been targeted by a scam artist who is trying to steal money or personal information, you’re not alone. According to the Senate Special Committee on Aging, older Americans lose an estimated $2.9 billion annually to fraud and exploitation, a number that is probably substantially underreported. Most scams start […]
Meet Mary Fridgen
Meet Mary Fridgen. Mary is the newest member of our team. She is an administrative associate who handles the receptionist duties. She is the energetic voice you’ll probably hear if you call us. We can already tell she’s a great fit for our team. Tell us about yourself. I grew up just outside the small […]
HTC Team News and Honors
Brian Halverson, President, seen below with the Association of Trust Organizations (ATO) board of directors at the annual conference in Denver, CO. Halverson was this year’s Chair of the three-day conference that brings together trust industry professionals from around the country and nationally recognized speakers to discuss vital topics, trends, and issue facing the trust […]
Heartland Trust Company Brings Responsible Investing to Our Clients
This is a topic that has been flying under the radar for a bit too long. What does “responsible investing” mean and why would someone allocate their assets towards it? In industry talk, we refer to this as environmental, social, and governance (ESG) investing. Responsible portfolios are centered on these three criteria. Until recently, the […]
