Providence
Leading up to the Fourth of July holiday, I was watching a documentary about George Washington and the sequence of events that took place to secure our independence from England. Ever since visiting Mount Vernon as a young boy, I’ve been fascinated by Washington and the founders of our country. In the documentary, I came […]
Why Naming a Beneficiary on Your 401(k) Matters
BY: JANA SAMEK, QKA®, VICE PRESIDENT/ DIRECTOR OF RETIREMENT SERVICES Why Naming a Beneficiary on Your 401(k) Matters One of the most important, yet often overlooked, parts of retirement planning is keeping your 401(k) beneficiary designation up to date. While many employees carefully manage their investments and contribution rates, they may forget to identify who […]
Meet Allison Smith
Tell us about yourself. I am a Fargo native, but half grew up here and half in Fort Collins, CO when my parents moved my 3 brothers and I down there in 2000. I spent my freshman year of college back here (one semester at Concordia, one at NDSU) before deciding that out of state […]
What Does a Trustee Actually Do?
BY: RACHEL MESKE, CTFA, VICE PRESIDENT / DIRECTOR OF TRUST Many people name a trustee in their estate plan without fully understanding what the role entails. Whether serving during the grantor’s lifetime, after incapacity, or following death, a trustee has significant legal and financial responsibilities. At its core, a trustee serves as a fiduciary, meaning […]
HTC Team Highlights
Office Olympics A little friendly competition brought the team together for a fun day of games, laughs and plenty of team spirit. School Supply Drive HTC joined the United Way’s School Supply Drive, helping provide local students with the supplies they need to start the school year. Chamber Golf Scramble HTC was proud to sponsor […]
Be Strong and Courageous
A simple yet powerful message has been a meaningful part of the Concordia College Football program since 2004, when the Cobbers faced a powerhouse opponent on a memorable day in late October and earned a hard-fought victory. Since then, Coach Terry Horan has used Joshua 1:9 to help set the tone for the program each […]
When a Loved One Can No Longer Decide
BY: MICHELLE SENGER, CRSP, CISP, TRUST OFFICER Editor’s Note: The characters and events in this story are fictional, but the lessons behind them reflect situations we commonly help families navigate. When Janet turned 83, she was still the kind of woman who baked pies for her daughter and planted a garden every spring. Her daughter, […]
Meet Carrie Butler
Tell us about yourself. I recently moved back to Fargo after living in the Chicagoland area for about 10 years. I’m married and have 2 young children. What do you like to do in your spare time? Spend time with my kids, watching true crime shows/ documentaries. Tell us about your favorite life experience. Being […]
4 Paths Forward: Navigating Your 401(k) After a Job Change
BY: TIM RENSCH, QKA®, RETIREMENT SERVICES RELATIONSHIP MANAGER Transitioning to a new career chapter is an emotional milestone. Whether you are moving toward a fresh opportunity or heading into retirement, your old workplace savings plan—be it a 401(k), 403(b), or 457(b)—represents a significant portion of your financial future.To ensure your hard-earned savings continue to work […]
HTC Team Highlights
Bowl for Kids Sake A group volunteered for the Village’s bowling event, which supports the Big Brothers Big Sisters program. FMWF Chamber Corporate Cup HTC participated for the first time in the FMWF Chamber Corporate Cup. Escape Room The Trust Team did the Puzzled Escape Room for some team building. Indoor Mini Golf April team […]
