To determine your best course of action, we will work with your estate planning attorney to find the answers to these several important questions:

• What is the value of your current assets?
• Who do you want to inherit your assets and when?
• Who should manage your assets in the event that you cannot?
• If you have minor children, who will take care of them if you are gone?
• Who will make decisions about your health care if you are unable to?
• How would you like to be laid to rest after you pass away?

Once these questions are answered, along with any others relevant to your circumstances, an estate plan can be created that takes all of your wishes into consideration. During the creation of your estate plan, we collaborate with your attorney and your tax advisor to create the right strategy to suit your asset level and your personal goals. We also work with you to create the framework that dictates how your assets are to be distributed among your beneficiaries. Estate planning is a complex process. It is not something you should try to do alone if you want the best outcome. If you would like guidance and assistance with creating an estate plan, call Heartland Trust Company today and we can discuss your options.