HTC Team News and Honors
Events United Way Our staff once again participated in the annual United Way of Cass Clay School Supply Drive. We collected 1679 items that will be given out to students in the region. Fargo Marathon Brian’s son, James, completed the 10K at the 2024 Fargo Marathon finishing at 50:34 minutes! Way to go James! […]
Transferring Wealth
Transferring wealth can mean different things to different individuals and families. No matter the situation, everyone has to jump over the same hurdles of 1) the pressures it puts on families, 2) the actual transferring of assets, and 3) the unintentional outcomes that could arise. Sometimes plans get put into motion unexpectedly which presents its […]
Meet Kim Hovland
TELL US ABOUT YOURSELF I am originally from Grafton, ND and the middle child of three. Growing up in the 80’s was amazing, and little did I know it was shaping me into the person I have become! Listening to music on the radio and tape-recording Bon Jovi or Madonna onto tapes (if you know, […]
How to Avoid Phishing
Modern IT infrastructure is getting harder and harder to “hack”, so these nefarious agents have turned to a new tactic…they send a fake email and simply wait for someone to hand over their passwords or sensitive information. It’s a tactic called email phishing, and here are some tips on how to avoid becoming a victim […]
Fall is the Time to Plan for Year-End Giving
Fall is a perfect time to tidy up – and this also applies to making your final plans for 2024 gifts to charity! Please contact us soon regarding any charitable gifts you wish to make before year end, as Fidelity and other asset managers have early December deadlines to guarantee 2024 charitable contributions and asset […]
Decoding RMDs: A Guide to Understanding Required Minimum Distributions
WHAT ARE RMDs? Required Minimum Distributions (RMDs) are a gentle nudge from Uncle Sam. The government allowed individuals to sock away tax-deferred money through the years, and RMDs are a reminder to tap into those retirement accounts. These pre-tax accounts, such as traditional IRAs and 401(k)s, have been accumulating earnings tax-free over the years. But […]
Investing in Boring Assets is Good Business
Looking past the headlines of the stock rallies of companies focused on artificial intelligence (Microsoft), high-powered computer chips (Nvidia), and obesity drugs (Eli Lilly, Novo Nordisk), there is an opportunity that excites us even more over the next decade. Each of us interacts with it on a daily basis, yet rarely do we ever give […]
Checking Under the Hood
How to Perform a Six-Step Maintenance Checkup on Your Retirement Plan ADAPTED FROM EPIC RETIREMENT SERVICES Review Your Goals and Plans: Each year you should ask yourself if you’re on track to reach your retirement goals. Part of that process is imagining (in detail) what you would like to be doing during that stage of […]
Meet Hannah Lorentz
TELL US ABOUT YOURSELF I grew up in rural Minnesota near Dent, surrounded by the serene countryside. Being the only girl between two brothers, I quickly learned to keep pace with them. My childhood was filled with activities like fishing, hunting, chopping firewood, exploring the woods, biking, and building forts. During my high school years, […]
From Every Direction
In a world where headlines bombard you from every angle, it is easy to feel overwhelmed. From multiple ongoing overseas conflicts, the federal deficit increasing, to inflation and interest rates, there is no shortage of complex issues vying for our attention. Not to mention it is an election year, which always adds an extra layer […]
