State of the Business Address
As I reflect on Heartland Trust’s 35 years, I am filled with gratitude for our wonderful clients who have put their trust in our services, our past and present team members, and our relationships within the community. At the verybeginning, a group of outside investors helped Steve get started, and local professionals vouched for him, […]
Meet Jill McAndrew
TELL US ABOUT YOURSELF I’ve lived in ND/MN all my life. I can’t imagine living somewhere that doesn’t fully experience all 4 seasons. I’m the proud mother of a 22 year old daughter. I love watching her find her path and how she tackles life’s challenges. I’m grateful for the close relationship we have. I’ve […]
35 Years – Looking Back and Looking Forward
Thirty-Five Years – a major chunk of time,and a major chunk of changes. As the song says, 1990 “was a very good year” – the origin of Heartland Trust Company!! Heartland Trust Company started with 800 square feet of office space at 700 Main Ave, moved to South 8th St. with 1,660 square feet, and […]
Tune-Up Your 401(k)
A Simple Six-Step Checkup for Your Retirement Plan Is your 401(k) plan acting up when the market gets rough? Are you saving enough? Is your investment strategy working well? Doing a yearly checkup on your 401(k) can help you stay on track for retirement. Here’s a quick six-step checkup you can do in just a […]
The More Things Change, The More They Stay the Same
BY JON BENSON, VP & DIRECTOR OF BUSINESS DEVELOPMENT With the Trump administration back in the White House and Republicans controlling both the House and Senate, it is likely the Tax Cuts and Jobs Act (TCJA) of 2017 will continue beyond its scheduled end in 2026 and into the foreseeable future. This act brought significant […]
HTC Team News and Honors
Events Birthday Celebration Mary Fridgen is a valued cornerstone of Heartland Trust Company! On December 26, we marked a significant milestone as we celebrated her 30th birthday. Kiwanis Pancake Karnival Heartland Trust Company proudly supports the Fargo Kiwanis Pancake Karnival. Pictured: Jen Johnston (Jen serves as a director for the Kiwanis board) and Tim Rensch […]
With Gratitude
The holiday season is a special time for reflection and thankfulness. Recently I’ve adopted the phrase “With Gratitude” to close my email, expressing appreciation for even the smallest gestures, like a prompt response. But our gratitude extends far beyond that. At Heartland Trust Company, we want to express our heartfelt appreciation to our clients, partners, […]
HTC Team News and Honors
Events Office Visit Our intern from 2015-2016, Derek Algaard, stopped by the office to say hi while he was in Fargo for Thanksgiving. Derek, is a graduate of Concordia College and is now working at Berkley Risk in Reinsurance Program Services. We are proud of Derek’s accomplishments and it was great of him to stop […]
Understanding Capital Gains and Losses
Investing in assets like stocks, bonds, or real estate can be a great way to build wealth. However, it’s essential to understand the concepts of capital gains and capital losses, as they play a crucial role in your investment strategy and tax planning. What are capital gains? Capital gains occur when you sell an asset […]
Do I Need An Attorney To Prepare My Will?
ADAPTED FROM BROADRIDGE COMMUNICATION SERVICES Legally, no. Practically speaking, yes. A will does not need to be prepared by an attorney for it to be legally effective. A will that you draft yourself, or even a preprinted will form purchased in an office supply store, will be legally effective if you are of legal age […]
